Attorneys That Understand Foreclosure Defense

At Professional Mortgage Audit, we’re not here to replace your legal counsel—it’s our goal to work hand-in-hand with your attorney to help you avoid foreclosure and achieve a fair loan modification. With our in-depth loan audit report your attorney will be equipped to present a solid defense against wrongful foreclosure attempts.With foreclosure rates at an all-time high, more than 2.3 million American homeowners had their properties reclaimed by lenders in 2008. More and more consumers are seeking the services of real estate attorneys to help them fight wrongful foreclosure attempts and obtain beneficial loan modifications.When representing a client who is facing a potential foreclosure your most effective tool is an in-depth audit of the original loan. With a professional audit you will be more likely to achieve a desirable outcome in favor of your client.

Why Hire a Third-Party Loan Auditor?

Inspecting mortgage documentation requires a great deal of time and expertise. With an average of 15 years of experience in the legal and financial industries, our analysts complete each audit with efficiency and diligence, saving you countless hours of valuable time that could be spent on revenue-generating activities. Our services are affordable, reliable, and—most importantly—the results stand up in court.


Our Process

For each audit, we’ll begin by conducting in-depth interviews with the originating mortgage loan officer, the loan processor, any account executives assigned to the loan, and the real estate agent or developer. From there, we’ll analyze all transactions, paperwork, and communications, exposing any potential errors, ambiguities, miscalculations, or blatant legal violations.
It is important to make sure the attorney has an accurate file from the borrower. A forensic loan audit from Professional Mortgage Audit will disclose any violations made in the origination of the loan.

Why Should I use Professional Mortgage Audit?

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At Professional Mortgage Audit our teams of experienced examiners are equipped to perform a thorough examination of all documentation related to your mortgage loan. Understanding the Truth in Lending Act ("TILA"), as amended by the Home Ownership & Equity Protection Act ("HOEPA") and Federal Reserve Board Regulation Z, we are trained to recognize aggressive lending practices and predatory transactions. A thorough audit will provide alternatives and solutions to assist with a loan modification or foreclosure defense. A professional audit is a critical part of understanding a borrower's options for the positioning of an appropriate loan work out.